Sight|Lines

Sight|Lines is a weekly note, meant to help clients and colleagues focus on a key insight amid the roar of market noise. Available as a written document, recap video, and a podcast.

Podcast

Market Pulse by Michael O'Keeffe and the Investment Strategy Group

Market Pulse is a publication sent when the market moves about +/- 2% on a given day. It is meant to educate clients on what has moved the market that day, what we believe will move the market for the duration of the quarter and our investment outlook.

Whitepaper

Investment Strategy Brief

Hosted by Michael O’Keeffe, Stifel Chief Investment Officer, the Investment Strategy Brief is a monthly market update from Stifel’s Investment Strategy team.

Video

Mother and Adult Daughter Sitting on Porch

The Importance of Keeping Beneficiaries Up To Date

When was the last time you checked to see who was listed as the beneficiary of your individual retirement account (IRA) or retirement plan? Many of us name beneficiaries when establishing an account, but we often forget to review them.

Article

Who Needs Insurance?

This article covers which type of insurance could be needed for several types of individuals in different scenarios.

Article

Market Volatility

Investing for retirement is a long-term journey. Whether your retirement is 40 years away or right around the corner, it’s important to remember that retiring from your career is just the beginning.

Article

Should You Consolidate Your IRAs?

Do you own multiple IRAs at various institutions? Over the years, many investors make annual IRA contributions or complete qualified plan rollovers to different accounts at numerous financial institutions and now find it costly and confusing to keep track of all the accounts.

Article

Three Senior Women with Cameras in Garden

Strategic Planning for the SECURE Act's 10-Year Rule

One of the major changes under the SECURE Act is the elimination of the “stretch” distribution strategy for inherited IRAs and retirement plans.

Article

Which Type of Long-Term Care Insurance Is Right for You?

The long-term care (LTC) insurance marketplace is changing quickly, and you have more options to choose from than ever before. Read on for the pros and cons of the three main types of coverage.

Article

Woman on cell phone and working on laptop in office

Benefits of Offering Retirement Plans

An employer-sponsored retirement plan offers many benefits to your employees and your company as well. There are many different retirement plan options available.

Article

Group of adult female friends smiling and walking through garden

The Importance of Tax Diversification in Retirement Accounts

When planning for retirement, it is important to create a savings strategy in an effort to optimize asset growth in a tax-efficient manner. Understanding which account types offer tax deferral and tax-free distributions may help you save significant chunks of your wealth for retirement years.

Article

Couple sitting at table with Financial Advisor

Stifel Wealth Strategist Report®

Why would you embark on your financial journey without planning and forethought? Just as with travel, there is more than one route to take toward achieving your financial goals.

Brochure

Optional Annuity Riders Fact Sheet

Annuity Optional Riders and Features

Article

Cash Versus Security Distributions

IRA owners may take distributions of assets in cash or as securities in kind. Let’s review considerations for both options.

Article

Social Security's Benefit Calculation

What You Need to Know

Article

Watch Out for Tax-Related Identity Theft

Identity theft is of particular concern during tax season, when thieves use stolen Social Security numbers to file fraudulent tax
returns and claim refunds.

Article

Roth Conversions

A Roth IRA conversion is the movement of cash or securities from a traditional, SEP, or SIMPLE IRA (over two years from the first SIMPLE IRA contribution date) or Qualified Retirement Plan (QRP) to a Roth IRA. The following information will outline eligibility, taxation, benefits, and considerations when executing a Roth conversion strategy.

Article

The Inheritance Talk

Although it may be uncomfortable, discussing your well-thought-out estate plan with your heirs can alleviate future stress.

Article

Health Care Costs in Retirement

According to a recent AARP survey, only about one-third (36%) of older Americans have dedicated savings for future out-of-pocket health care costs, even though several studies have shown that these future costs can reach $250,000 or more for a married couple.

Article

Three adults meeting and signing documents

Fiduciary Outsourcing

A retirement plan fiduciary is defined by title or role. The Employee Retirement Income Security Act of 1974 (ERISA) states that any individual who must act with care and prudence for the benefit of others with regard to the services provided to a plan and its participants is considered a named fiduciary.

Article

What Are Your Retirement Goals?

This worksheet helps you identify some of the expenses related to retirement and helps you categorize them into needs, wants, and wishes.

Worksheet

Young girl balancing school book on her head

A Parent's Guide to 529 Plans

Do you have children in grades K-12 who are enrolled in a private school? Is your child flying the nest this fall to pursue a post-secondary education? If so, you may be eager to tap into the 529 Plan you have been funding for years.

Article